Welcome to Project Spotlight, our series where we highlight innovative projects building on the TON blockchain. We’ll introduce you to the projects, their teams, how to use their products, and their latest news.
This time, we’re diving into FIVA – The Future of Finance in Telegram, a project that’s transforming how everyday people access Decentralized Finance (DeFi).
Today, DeFi generates between 5–15% APY on stablecoins, but most retail users can’t access it due to bad UX and technical complexity.
FIVA bridges that gap by delivering these returns directly to Telegram’s 1 billion users through one-click deposits.
FIVA is a yield tokenization protocol inspired by Pendle. It unlocks DeFi yields for everyone by turning complex yield strategies into simple fixed returns.
The ambition goes beyond savings: FIVA is building a complete DeFi neobank inside Telegram, making finance as easy as sending a message.
The FIVA team is a group of Web3 builders with deep experience in Decentralized Finance (DeFi), product design, and scaling blockchain applications.
Their mission is simple: bring the power of Decentralized Finance (DeFi) to everyday people by hiding the complexity and delivering value where users already are — inside Telegram.
FIVA has already made impressive progress: